Deadline to Claim Your $1,400 Stimulus Check is Tonight: April 15, 2025

Deadline to Claim Your $1,400 Stimulus Check is Tonight: April 15, 2025
If you missed out on the third round of COVID-19 stimulus payments in 2021, today is your final chance to claim the money you may be owed. The IRS has set April 15, 2025, as the last day to file your 2021 tax return and claim the $1,400 Recovery Rebate Credit. After midnight, the window closes permanently, and unclaimed payments will be lost.
What Is the $1,400 Recovery Rebate Credit?
The $1,400 Recovery Rebate Credit was part of the third round of Economic Impact Payments issued in 2021 during the pandemic. If you never received that stimulus payment or didn’t get the full amount, you can still claim it by filing a 2021 tax return.
Each eligible person can receive up to $1,400, including an additional $1,400 for each qualifying dependent. So, a family of four could potentially claim up to $5,600.
Who Qualifies?
You may be eligible to claim the full $1,400 if your 2021 adjusted gross income (AGI) was:
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$75,000 or less for single filers
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$150,000 or less for married couples filing jointly
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$112,500 or less for heads of household
The credit amount begins to phase out above these limits and disappears entirely for single filers earning over $80,000 or married couples earning over $160,000.
How To Claim the Money
To get the payment, you must file a 2021 federal tax return, even if you didn’t earn any income that year. This is the only way to claim the Recovery Rebate Credit.
Steps to file:
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Visit the IRS website or use a tax software that supports prior-year filing.
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Fill out Form 1040 for the tax year 2021.
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Be sure to complete Line 30 to claim the credit.
If you’ve already filed your 2021 taxes and received the full amount, you don’t need to do anything.
Why the Deadline Matters
The IRS only allows a three-year window to file for a tax refund. Since the 2021 tax deadline was in 2022, the three-year period ends tonight, April 15, 2025. If you miss this deadline, you permanently lose access to your $1,400 payment.
There are still millions of people who haven’t claimed their third stimulus check. Many of them may not even realize they’re eligible.
You Might Qualify for More
By filing a 2021 return, you may also become eligible for other tax credits you missed, including the Earned Income Tax Credit (EITC) or Child Tax Credit, which could increase your total refund significantly.
Can You File an Extension?
You can request an extension for 2024 taxes, but not for 2021. The April 15, 2025 deadline is firm for the Recovery Rebate Credit.
Don’t Wait — File Now
If you think you’re eligible but haven’t filed your 2021 return, act immediately. Filing today could mean an extra $1,400 or more in your pocket. Missing the deadline means walking away from money that’s rightfully yours.
Visit the IRS website, file your return, and make sure to claim what you’re owed before the clock runs out.